The costs of cleaning the road from engine fluids will be covered by the OC ppm insurance. 

The costs of cleaning the road from engine fluids will be covered by the OC ppm insurance.

But beware! damage to the environment with OC ppm will no longer be eliminated.

On January 20, 2022, the Supreme Court adopted a resolution in which it stated that "the perpetrator of a traffic accident and the insurance company with which the perpetrator of the accident is bound by a contract of insurance of motor vehicle owners' civil liability for damage related to the use of these vehicles are liable to the road administrator for damage caused by road contamination with motor fluids. Ref. act III CZP 9/22


According to Art. 38 sec. 1 point 4 of the Act of 22 May 2003 on compulsory insurance, UFG and PBUK, the insurance company is not liable for damages: consisting in pollution or contamination of the environment, e.g. when soil contamination occurs as a result of a diesel oil leak from a car tank. This means that the OC ppm motor policy does not protect the carrier financially against such damage and he must repair it out of his own pocket. In such a situation, you should take out additional insurance to protect against such damages.

The costs of removing, neutralizing or cleaning the soil of contaminants can reach tens or even hundreds of thousands of zlotys. These costs result from i.a. from the need to remove contaminated soil with vehicles intended for the transport of hazardous materials, filling the excavation with clean soil and microorganisms supporting the decomposition of petroleum substances, monitoring contamination by appropriate services, etc.

Legal adviser Jerzy Klimkowski