A heart attack or epilepsy in a driver does not usually exclude liability insurance in the event of damage caused to the vehicle.<\/p>\n\n\n\n
The liability of the vehicle owner (and therefore the third party liability insurer) for damage caused while driving the vehicle is based on risk principle<\/strong> (Article 436 \u00a71 of the Civil Code). Courts allow exclusion of liability when:<\/p>\n\n\n\n Then, you can attempt to demonstrate that this event caused the damage and meets the criteria for exoneration. In practice, proving this is difficult\u2014you need strong medical documentation and expert opinions.<\/p>\n\n\n\n Heart attack in most cases it does not exclude liability under third party liability insurance<\/strong>. A heart attack or epilepsy in a driver does not usually exclude liability insurance in the event of damage caused to the vehicle.<\/p>","protected":false},"featured_media":7546,"template":"","class_list":["post-7545","z_sali_sadowej","type-z_sali_sadowej","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\n
You can only free yourself if the damage has occurred only<\/strong> as a result of:<\/p>\n\n\n\n\n
\n\n\n\n2. Heart attack and "force majeure"<\/h2>\n\n\n\n
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\n\n\n\n3. Exception \u2013 absolute unpredictability<\/h2>\n\n\n\n
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\n\n\n\n4. Examples from case law<\/h2>\n\n\n\n
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\n\n\n\n5. Application<\/h2>\n\n\n\n
The insurer usually pays compensation to the injured parties, and any disputes only concern recourse or exceptional situations when it is proven that the event was completely unforeseeable and not the fault of the insured.<\/p>","protected":false},"excerpt":{"rendered":"